Long Term Loan Facilities.

A long term loan is the safest and easiest option to appropriately finance your business or personal objectives. We provide our customers with the promise of secured lending solutions when it comes to business loans.

Types of Long Term Loan Facilities

Capital Loan

Fuel Your Long-Term Investment Goals with a Capital Loan! Designed exclusively for members seeking funds for strategic, long-term investments, this loan product unlocks opportunities for growth. Access substantial capital to expand your business, invest in property, or pursue other ventures. Benefit from competitive interest rates, flexible repayment options, and personalized support. Empower your financial future with a Capital Loan and make your long-term investment aspirations a reality.

Features:

  • The loan is 3 times multiplier subject to 1/3 rule as per government regulations.
  • Competitive interest rate.
  • Repayment period is 84 months.
  • Applicant to have a minimum share capital of Kshs. 40,000.
  • The loan is secured by guarantors/collateral.

Investment Loan

Realize Your Investment Ambitions with an Investment Loan! Whether you’re developing commercial plots, building residential homes, or pursuing other capital investments, this loan is your key to success. Access substantial funds to fuel your projects, enjoy competitive interest rates, and flexible repayment terms. Empower your investment journey and unlock the potential for significant returns with an Investment Loan tailored to your aspirations.

Features:

  • The loan is 3 times multiplier subject to 1/3 rule as per government regulations.
  • Competitive interest rate.
  • Repayment period is 72 months.
  • The loan is secured by guarantors/collateral.

Development Loan

Unlock Your Vision for Growth with a Development Loan! Tailored to support your capital development projects, this specialized product empowers you to bring your ambitions to life. Access significant funds to fuel construction, infrastructure, or expansion ventures. Benefit from competitive interest rates, flexible repayment options, and personalized support. Realize your development goals with a dedicated loan that propels your progress and unlocks a world of possibilities.

Features:

  • The loan is 3 times multiplier subject to 1/3 rule as per government regulations.
  • Competitive interest rate.
  • Repayment period is 72 months.
  • The loan is secured by guarantors/collateral.

Prime Loan

Set Yourself Free from Debt with a Prime Loan! Designed to ease the burden of loans from other financial institutions, this specialized product allows you to consolidate your debts and take control of your finances. Access favorable interest rates, simplified repayment terms, and personalized support to streamline your debt management. Say goodbye to multiple lenders and hello to financial freedom with a Prime Loan tailored to your needs.

Features:

  • This is a check off loan for members in the TSC and civil service only.
  • The loan to be appraised using 1/3 basic salary rule.
  • The loan to be 5 times member deposits.
  • Maximum repayment period is 84 months.
  • Competitive interest rate.
  • Security will be guarantors.

Ollin Premium Loan

Elevate Your Lifestyle with the Ollin Premium Loan! Exclusively for government employees, this unsecured loan offers a gateway to financial empowerment. Access substantial funds without collateral requirements, benefit from competitive interest rates, and enjoy flexible repayment options. Whether it’s for home renovations, education expenses, or personal endeavors, the Ollin Premium Loan caters to your needs. Take the leap towards a brighter future with this premier loan designed for government employees.

Features:

  • This is a check off loan.
  • The loan requires 20% of loan to be rolled back to deposits.
  • Repayment period is 96 months.

Estate Loan

Elevate Your Real Estate Empire with an Estate Loan! Tailored for ambitious landlords looking to expand their business, this loan offers the capital you need to seize new opportunities. Open an estate account and channel your rental income through it for a minimum of 2 months to unlock this specialized loan. Benefit from competitive interest rates, flexible repayment terms, and the power to take your real estate ventures to new heights. Empower your estate aspirations with an Estate Loan today!

Features:

  • Loan qualified is subject to 75% of monthly rental income.
  • Competitive interest rate.
  • Repayment period is 72 months.
  • Valuation of the property has to be done.
  • Property is charged in favor of the SACCO as security of the loan.

Supa Loan

Supercharge Your Financial Goals with the Supa Loan! Exclusively for salaried members in the private sector, this loan is your key to achieving your financial goals. Access funds for personal needs, investments, or emergencies with ease. Enjoy competitive interest rates, flexible repayment options, and convenient application processes. Empower your financial journey and take control of your future with the Supa Loan today!

Features:

  • Members needs to save for at least 2 months.
  • The loan is 5 times multiplier.
  • Competitive interest rate.
  • Repayment period is 60 months.
  • The loan is secured by guarantors/collateral.

Fosa Loan

Ignite Your Financial Growth with a Fosa Loan! Designed exclusively for salaried members whose income flows through the SACCO, this loan opens doors to endless possibilities. Access funds for personal needs, investments, or emergencies with ease. Enjoy competitive interest rates, flexible repayment terms, and personalized support. Empower your financial journey and achieve your dreams with a Fosa Loan tailored to your aspirations.

Features:

  • This is an instant loan to a maximum of Kshs. 2,000,000.
  • Competitive interest rate.
  • Repayment period is 72 months.
  • The loan is secured by guarantors/collateral.