Long Term Loan Facilities.
A long term loan is the safest and easiest option to appropriately finance your business or personal objectives. We provide our customers with the promise of secured lending solutions when it comes to business loans.
Types of Long Term Loan Facilities
Capital Loan
This is a loan for long term investment for members.
Features:
- The loan is 3 times multiplier subject to 1/3 rule as per government regulations.
- Competitive interest rate.
- Repayment period is 84 months.
- Applicant to have a minimum share capital of Kshs. 40,000.
- The loan is secured by guarantors.

Investment Loan
This is a loan for capital investment such as development of commercial plots, residential homes amongst others.
Features:
- The loan is 3 times multiplier subject to 1/3 rule as per government regulations.
- Competitive interest rate.
- Repayment period is 72 months.
- The loan is secured by guarantors.

Development Loan
This is a product to cater for capital development.
Features:
- The loan is 3 times multiplier subject to 1/3 rule as per government regulations.
- Competitive interest rate.
- Repayment period is 60 months.
- The loan is secured by guarantors.

Prime Loan
This is a loan to buy off loans from other financial institutions on behalf of members.
Features:
- This is a check off loan for members in the TSC and civil service only.
- The member’s salary has to pass through the SACCO or fill in the paypoint forms.
- The loan to be appraised using 1/3 basic salary rule.
- The loan to be 5 times member deposits.
- Maximum repayment period is 72 months.
- Competitive interest rate.
- Security will be guarantors.

Ollin Premium Loan
This is unsecured loan for government employees(TSC and civil servants).
Features:
- This is a check off loan.
- The loan requires 20% of loan to be rolled back to deposits.
- Repayment period is 60 months.

Estate Loan
The loan is for the landlords/lady’s who want to expand their businesses. One has to open an estate account and channel the rental income through it for a minimum of 3 months.
Features:
- Loan qualified is subject to 75% of monthly rental income.
- Competitive interest rate.
- Repayment period is 72 months.
- Valuation of the property has to be done.
- Property is charged in favour of the SACCO as security of the loan.

Supa Loan
This loan is available to all salaried members who are not employed by the government.
Features:
- Members needs to save for at least 2 months.
- The loan is 3 times multiplier.
- Competitive interest rate.
- Repayment period is 48 months.
- The loan is secured by guarantors.

Fosa Loan
This is a loan open to all salaried members whose salary passes through the SACCO.
Features:
- This is an instant loan to a maximum of Kshs. 1,000,000.
- Competitive interest rate.
- Repayment period is 60 months.
- The loan is secured by guarantors.
