Future Savings Account.

Give yourself and young ones a head start in savings and money management. It’s important to put some money aside, even if you can only afford to save a little. We now offer tailor made savings based on the nature, scope and goal of your requirements.

Types of Future Savings Accounts

Stop Gap Account

Secure Your Retirement Dreams with a Stop Gap Account! Open an account dedicated to your retirement savings. Safeguard your future with a tailored solution that offers growth potential and peace of mind. Benefit from attractive interest rates, flexible contributions, and expert guidance to ensure a comfortable retirement. Start building your retirement nest egg today with a Stop Gap Account and enjoy a worry-free future!


  • Earns competitive interest rates which are compounded annually.
  • Withdrawals are done after retirement.
  • No minimum opening and operating balance.
  • No ledger fees.

Education Scheme Account

Empower Your Children’s Future with an Education Scheme Account! This specialized account is designed to help parents save and invest for their children’s education. Secure their academic journey with a dedicated solution that offers growth potential and financial support. Benefit from attractive returns, flexible contributions, and the satisfaction of giving your children the best opportunities. Open an Education Scheme Account today and pave the way for their bright future!


  • The account shall be operated by the parent or guardian.
  • Minimum contribution time shall be 3 years to a maximum of 15 years.
  • Withdrawable at maturity either in lump sum or on agreed terms.
  • Will earn attractive interests rates.
  • The Sacco shall invite the child for a mentorship programme annually upon attainment of 14 years up to the age of 22 years.
  • Upon death of the contributor, the fund shall be transferred to education fund to cater for the child’s education and shall be managed by a guardian.

Mapato Savings Account

Boost Your Financial Growth with a Mapato Savings Account! Tailored for small business operators like mama mbogas, motorbike riders, matatu drivers, and livestock traders, this account caters to your unique needs. Enjoy hassle-free savings, easy access to funds, and personalized financial solutions, even without business permits or physical locations. Empower your entrepreneurial journey with a Mapato Savings Account and take your business to new heights!


  • The account holders can save on daily, weekly or monthly basis.
  • No minimum balance.
  • Withdrawal charges from the account are Ksh. 20.